Delta Brac Housing Finance Corporation Ltd., known as DBH was rated ‘AAA’ (Triple A), top to the rating scale for long term and ST-1 for short term for the fourth consecutive year. Mr. Hamidul Huq, Managing Director of Credit Rating Agency of Bangladesh (CRAB) handed over the Credit Rating Report to Mr. Q.M. Shariful Ala, Managing Director of DBH at a function held at the latter’s corporate office in Dhaka. Senior officials of DBH and CRAB were present at the function. CRAB’s independent Rating Committee comprising of financial analysts of home and abroad prepared the credit rating report on the basis of qualitative and quantitative analysis and balance sheet for the financial year 2008-09 of the company. The CRAB rating report indicated that AAA credit rating has been given to DBH for excellent financials, healthy and sustainable franchises and a first rated operating environment. “AAA reflects DBH’s strong asset quality, capital adequacy, operating efficiency, management strength, corporate governance and market leadership,” Managing Director of CRAB Hamidul Huq said adding “in fact, the credit rating is an indication of the relative safety, security and strength of a financial institution which is relevant to its depositors and other investors such as shareholders and lenders”. Q. M. Shariful Ala said “we are happy to get AAA for the fourth consecutive years. Receiving triple AAA is a testament to our strong fundamentals and will help increasing our services as well as DBH’s continuous efforts to expand home ownership in the country.