12 Years of
DBH has been awarded the highest credit rating "AAA" (Triple A) for the 12th consecutive year by Credit Rating Agency of Bangladesh (CRAB). 'AAA' is the highest credit rating and is given to Financial Institutions with extremely strong capacity and judged to have the highest level of safety and security. DBH is to date the only local Financial Institution to be rated 'AAA' for the 12th consecutive year, which makes it uniquely different from other Financial Institutions of the country.
The level of credit rating of a Bank or Financial Institution provides a very important indication of the financial health of the concerned Bank or Financial Institution. By attaining AAA rating for the 12th consecutive year, we are considered one of the safest institutions in the country’s financial sector. Our rating reflects excellence in operational areas including capital adequacy, asset quality with lowest level of nonperforming loans, operational efficiency, management strength and corporate governance.
Delta Brac Housing Finance Corporation Ltd. (DBH) is the pioneer, largest and specialist in Housing Finance Institution in the private sector of the country. After commencing operation in 1996 the company has registered commendable growth in creating home ownership in Dhaka and other major cities of the country. At the same time, the company has been playing an active role in promoting the real estate sector to the large cross sections of prospective clients who had but yet unfulfilled dream of owning a home.
Among all Banks and Financial Institutions of Bangladesh only DBH has been rated the highest 'AAA' credit rating for twelve consecutive years. The level of credit rating provides a very important indication of the financial safety, security and strength of the concerned Bank or Financial Institution and is particularly relevant to its depositors and other investors such as shareholders and lenders.
The core purpose of DBH is strengthening the society of the country by continually expanding home ownership. This is the only financial institution in the country which is exclusively involved in housing finance. It has provided a much needed support to the real estate sector of the country. DBH started housing finance for apartment purchase in 1997, when the real estate sector was in a very nascent stage. The availability of housing finance enables the lower middle and middle income group who could not afford to buy their own land and construct their own house, to purchase small and mid size apartments.
DBH Deposits provide a wide range of products catering with different needs. DBH started mobilizing deposits from clients back in 2000. In fact, among all Financial Institutions, DBH was pioneer in start mobilizing deposits from retail customers and corporate. Almost entire loan book of DBH is financed by deposits. If anyone is looking for attractive returns and superior service with highest level of safety, please invest in DBH Deposits.