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Deposit
shall be made by 'Account Payee’ cheque drawn in favor of "Delta Brac
Housing Finance Corporation Ltd. with duly filled application form. Deposit cheque
should be made from the depositor’s bank account and repayment cheque will also
be made on that account.
Mode of Repayment:
The depositor(s) have to return the deposit certificate
duly discharged to DBH office to get the repayment cheque. If the deposit
matures on a holiday, payment will be made on the next working day.
Period:
Deposits will be accepted from one
year onwards as per the schemes. Deposit cannot be en-cashed within one year as
per rules of the Bangladesh Bank. However, we accept corporate deposits for
tenure of Six (6) months.
Required
Documents:
The
following documents are required to be submitted with your application form:
Completed Deposit
Application Form.
Passport size
photograph of all the depositors
A photocopy of valid
identification like passport, National ID card, or driving license of all
the depositors.
Passport size
photograph of the nominees (must be attested by the depositors)
Passport size
photograph and photocopy of valid identification of guardian if depositor
is minor
Deposits
of minors:
Deposits can be made in the name of
minors through their guardians. The guardian has to submit his/her photograph
along with the photocopy of identification card like National ID, passport or
driving license. The guardian can also avail loan against deposits.
Transfer:
Deposits with DBH are not
transferable.
Premature
Withdrawal:
Premature encashment may be allowed
only after the completion of 12 months subject to management approval. In such
cases, return will be calculated at 2% lower than the rate, which was
applicable for the period completed.