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This is an innovative loan repayment option which allows
unique flexibilities in repaying Home Loan according to the specific
circumstances and resulting convenience. With these schemes, the inflexibility
of repaying loan only at the same fixed installment has become a matter of the
past.
Step Up Repayment Facility (SURF)
If the Clients need a higher amount of loan but do not
have the income to service the high installment at the moment but his/her
income is likely to increase in future, then the borrower can choose to pay
smaller EMIs in the earlier years and gradually increase the size of the loan
installments with the increase of their income later years.
Smaller EMIs in the initial years
Step-Down Repayment Facility
(SDRF)
If the borrower's present income flow enables
him / her to pay more now and if his / her income is likely to fall in the
coming years then the Clients can also chose to pay larger size of installments
during the initial years, and reduce the size of the installments with any
potential decline in their income in future.
Larger EMIs in the initial years
Structured Repayment
Facility (SRF)
A combination of both the schemes can also be structured
where the borrower decides to repay the loan depending on his/her plan and
convenience and foreseeing the upcoming situations at various phases of the
loan tenure.
Structured EMIs during loan tenure
The repayment of loan had never been so easy!!
Only the specialist in Housing Finance, DBH can deliver innovative solutions
related to Home Loans tailored to your needs.
