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Home Loan

Home Loan Counselling

Our home loan counsellors offer you the specialist advice. Be it legal documentation, project or builder approvals, and technical advice, we look forward to sharing with you and this service is absolutely free.

Our project approval facility provides our customers the comfort of purchasing properties from builders who have complied with all basic documentation.

Door Step Service

We offer door step service. Please call for our Sales Executive to assist you or get in touch with the DBH Office near you.

We help you find your dream home

We can provide you with the list of property available at the preferred location of any specific developer.And the service is absolutely free.

You can buy, sell residential properties through DBH Property Services. We provide legal documentation services related to property transaction. Please contact our Property Services for the detail.

Wide Product Range

We provide loans to meet all your requirements for you to make that house a home.

  • Apartment Loan, Home Construction Loan, Housing Plot Loan, Home Improvement Loans, Home Extension Loans, Loans to professionals for chamber purchase, Home Owner’s Loan (Loan Against Property).

  • Loans on Adjustable Rate, Fixed Rate.

  • Loan Protection Insurance

Multiple Repayment Option (Flexi Plus Home Loan)

          Step Up Repayment Facility

Helps young executives take a much bigger loan today based on an increase in their future income, this helps executives buy a bigger home today!

          Flexible Loan installments Plan

Often customers, parents and their children, wish to purchase properties together. The parent is nearing retirement and their children have just started working. This option helps such customers combine the incomes and take a long term home loan where in the installment reduces upon retirement of the earning parent.

          Tranche Based EMI

Customers purchasing an under construction property need to pay interest (on the loan amount drawn based on level of construction) till the property is ready. To help customer save this interest, we have introduced a special facility of tranche based EMI. Customers can fix the installments they wish to pay till the property is ready. The minimum amount payable is the interest on the loan amount drawn. Anything over and above the interest paid by the customer goes towards Principal repayment. The customer benefits by starting EMI and hence repays the loan faster.

          Accelerated Repayment Scheme

Accelerated Repayment Scheme offers you a great opportunity to repay the loan faster by increasing the EMI. Whenever you get an increment, increase in your disposable income or have lumpsum funds for loan prepayment, you can benefit by:

  • Increase in EMI means faster loan repayment
  • Saving of interest because of faster loan repayment

You can invest lumpsum funds rather than use it for loan prepayment. The return from the investments also gives you the comfort of paying the increased EMI.

Network of financing

DBH is able to provide home loans in Dhaka, Chittagong and Sylhet. You can apply at your local DBH office for properties in locations where we finance.

Post Disbursement Services

Income tax Certificate of the latest income year to enable you to claim the tax benefits can be supplied to you upon request from you. This service is absolutely free.

Loan Repayment

  • Post dated cheques - No charges for replacement of cheques
  • Early Loan Repayment at DBH Head Office at Gulshan (9th Floor)

Security

Registered Mortgage of the property financed. Additional/alternate collateral security may be required on a case to case basis.

How to Apply?

Complete Application to be submitted in the prescribed application form of DBH, to any of the DBH offices in Dhaka,  Chittagong or Sylhet.

 



Download
Home Loan Application Form



 
 

Apartment Loan
Home Construction Loan
Housing Plot Loan
Home Extension Loan
Home Improvement Loan
BB Refinance Scheme
Home Owner's Loan
Flexi Plus Home Loan
Protection Insurance
Tax Requisition
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Head Office: Landmark Building (9th floor), 12-14 Gulshan North C/A, Gulshan-2, Dhaka-1212, Phone: +88-02-8822374, +88-02-9882112, 01711-816671-2, Fax-+88-02-9882110, E-Mail: dbh@deltabrac.com

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