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Corporate Profile
Delta Brac Housing Finance Corporation Ltd. (DBH) is the pioneer, largest and specialist in Housing Finance institution in the private sector of the country. After commencing operation in the early 1997, the company has, registered commendable growth in creating home ownership among more than 23,000 families in Dhaka and other major cities of the country. At the same time, the company has been playing an active role in promoting the real estate sector to the large cross sections of prospective clients who had but yet unfulfilled dream of owning a sweet home.
Among all Banks and Financial Institutions of Bangladesh only DBH has been rated the highest 'AAA' credit rating. The level of credit rating provides a very important indication of the financial safety, security and strength of the concerned Bank or Financial Institution and is particularly relevant to its depositors and other investors such as shareholders and lenders.
Formation of DBH
DBH is an international joint venture organization promoted by five institutions: three local shareholder organizations and two international partners.
The company floated its shares to the general public through IPO in the year 2008.
The local promoters are:
Delta Life Insurance Company Limited: The leading life insurance company in the private sector of the country.
BRAC: The largest national NGO of the world, having deep presence in the country and contributing in the socio-economic development of the country.
Green Delta Insurance Company Limited: The leading and pioneer general insurance company in the private sector of the country.
The international partners consist of the following:
HDFC: A pioneer in the area of private sector housing finance in India and the most successful housing finance institution in the South Asia bring to DBH technological and business expertise making the proper recommendations in relation to products, policies, systems and procedures.
IFC: The private sector arm of the World Bank Group. Both local and foreign shareholders come together with an objective to channel resources into providing finance for the people basic need for shelter, enhance housing stock of the country and promote affordable home ownership.
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