14 Years of
DBH has been awarded the highest credit rating "AAA" (Triple A) for the 14th consecutive year. 'AAA' is the highest credit rating and is given to Financial Institutions with extremely strong capacity and judged to have the highest level of safety and security. DBH is to date the only local Financial Institution to be rated 'AAA' for the 14th consecutive year, which makes it uniquely different from other Financial Institutions of the country.
The level of credit rating of a Bank or Financial Institution provides a very important indication of the financial health of the concerned Bank or Financial Institution. By attaining AAA rating for the 14th consecutive year, we are considered one of the safest institutions in the country’s financial sector. Our rating reflects excellence in operational areas including capital adequacy, asset quality with lowest level of nonperforming loans, operational efficiency, management strength and corporate governance.
The core purpose of DBH is strengthening the society of the country by continually expanding home ownership. This is the only financial institution in the country which is exclusively involved in housing finance. It has provided a much needed support to the real estate sector of the country. DBH started housing finance for apartment purchase in 1997, when the real estate sector was in a very nascent stage. The availability of housing finance enables the lower middle and middle income group who could not afford to buy their own land and construct their own house, to purchase small and mid size apartments.
DBH Deposits provide a wide range of products catering with different needs. DBH started mobilizing deposits from clients back in 2000. In fact, among all Financial Institutions, DBH was pioneer in start mobilizing deposits from retail customers and corporate. Almost entire loan book of DBH is financed by deposits. If anyone is looking for attractive returns and superior service with highest level of safety, please invest in DBH Deposits.