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Own Construction

Own Construction Loan


DBH acknowledges all the intricacies involved with the construction of a building and have experts to guide the client through this process. The advice is aimed to make sure that the client does not become entrapped in a situation where he finds it difficult to manage the required fund to complete the intended construction.

  • Loan Facility up to 80% of the estimated construction cost
  • Flexibility of choosing Loan Tenure up to 25 years
  • Attractive Rate of Interest and ‘No Hidden Cost’
  • Accepting approved construction plan from RAJUK, City Corporation or Municipal Authority
  • Disbursement in phases based on progress of construction work of the building with PEMI facility
  • Expert Technical and Legal suggestions of in house panel of Civil Engineers and Lawyers
  • Partial prepayment without any charge as per prevalent company policy along with full early settlement options available.

* Please contact our representatives to avail convenient service at your doorstep.

 

 

Required Documents

  • Employment certificate/Salary certificate
  • Pay slip (Last 3 months)
  • Bio-Data (income-earner) / CV.
  • Bank Statement (last 12 month
  • Business Card
  • Ownership documents, approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Copy of E-TIN Certificate.
  • Copy of NID
  • Photo of applicant & co-applicant.

Loan Processing Fees.

  • Copy of Trade License.
  • Copy of memorandum & Article of Association (if applicable).
  • Business/Product details
  • Income tax assessment (3 years)
  • Profit & Loss Account for business (3 years)
  • Business bank statement (last 12 months)
  • Bio-Data/ CV
  • Business Card
  • Copy of NID
  • Copy of E-TIN Certificate.
  • Ownership documents, approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Photo of applicant & co-applicant
  •  Loan Processing Fees

The Private Land (Own Construction)

1. Ownership/ Lease deed (Original) - মূল মালিকানা/লিজ দলিল।

2. Baya deed for 21 years (original/certified/photocopy) - বিগত ২১ বৎসরের বায়া দলিল।

3. C.S., R.S., S.A. and City Jorip Khatian/Parcha 

4. Recent Survey Report  (i.e. Math parcha duly attested)

5. Mutation Parcha based on Recent Survey Report

6. Up to date "No Encumbrance Certificate" for 13 years. - দায়মুক্তি সনদপত্র

7. Up to date Land Tax Receipt - হাল সনের খাজনা রশিদ।

8. Approved plan and approval letter by Rajuk / Authority.

9. Detailed estimate of the cost of construction prepared by a qualified Engr/Architect at current market rates

- কোন স্বীকৃত প্রকৌশলী/স্থপতি কর্তৃক বর্তমান বাজার দরে নির্মাণ ব্যয়ের বিশদ বিবরণ।

 

For Government Plots (Own Construction)

1. Ownership deed / Lease deed of land - মূল মালিকানা/লিজ দলিল।

2.  deed for 21 years (original/certified/photocopy) - বিগত ২১ বৎসরের বায়া দলিল। 

3. Mutation Certificate - নামজারী পৰ্চা।

4. Up to date land Tax Receipt - হাল সনের খাজনার রশিদ।

5. Permission from the lessor to mortgage (if required) – বন্ধকের অনুমতি ।

6. Approved plan and approval letter by Rajuk/Authority - রাজউক/কর্তৃপক্ষ অনুমোদিত প্লান।

7. Detailed estimate of the cost of construction prepared by a qualified Engr/Architect at current market rates

- নির্মাণ ব্যয়ের বিশদ বিবরণ।

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Call Back Request


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